We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Sunday, July 17, 2011
7/17 Expressions
Frugal deeds for the day: We just returned from Big Lots - they are having a 20% off of everything in the store sale. I brought my coupon - but they said one was not needed. Our Vacuum was on its last leg - so we got a Eureka for $60. We also ended up buying a fabric steamer for around the same price. Since my daughter is into clothes, etc. - figured I might as well get one. I also ended up buying some international food items that were discounted potato knocci (sp), soba noodles, etc. We checked expiration dates. Yesterday's mail - a rebate check and a coupon for a free bottle of Country Bob's sauce came. Also today, I finally made the butternut squash soup and Italian style spagetti squash noodles. Those will be side dishes for most of this week. In addition, I made a batch of natural turkey patties and bakalava with the leftover puff pastry, honey, etc. I did buy a bag of chopped walnuts from Wal-Mart - and a lb of butter - Great Value brand was almost half the price of brand name. Added: the vacuum, which was a re-manufactured one, did not work and we returned it and purchased one at Target. We have had luck with re-manufactured items before - but this one was lemon.
Saturday, July 16, 2011
7/16 Expressions
Frugal deeds for the day: Yesterday I got a $10 off anything coupon from Kohls. My husband just used it and got a free shower liner - no money out. We need one for the foreclosure house. He also stopped at the farmer's market and picked up 4 more goat cheese tubs with our discounted membership card. We will take two to my daughter's adoptive grandmother who wants to take us to a matinee. She already purchased tickets. She said she wants to take us out for lunch too - but, we are going to let her pay. It is the place next door where upon each of us can get a free appetizer with the movie ticket stub. Lots of leftovers for more meals :) - and a decent price. Also, my husband decided only one wall in the foreclosure needed painting right away. Turns out it is a light brown - so, for now, that wall will be painted with my free can of Glidden's paint - it is "Fawn" - so, it will be an accent wall. Of course, sending my husband to the farmer's market can be dangerous - he decided to buy a small bag of organic peaches - $8 - wowsa - they are good though.
Friday, July 15, 2011
7/15 Expressions
Frugal deeds for the day: All I can say is TGIF :) I picked my yellow squash today - it doesn't seem to be growing any bigger - and I did not want it over ripen and rot. For dessert - I made raspberry/fig preserves, walnut baked brie - in a puff pastery shell - yummy. And the brie was $1.99 on Manager's Special at Kroger. Tomorrow, we are going to a movie and eating lunch out with my daughter's adopted grandmother. She wanted to eat first and watch a movie. My daughter told her it is better to watch a movie first then eat because you can get a free appetizer with your movie ticket :) So, we are going to an earlier matinee and then to lunch.
Thursday, July 14, 2011
7/14 Expressions
Frugal deeds for the day: we picked one peach - it seems almost ripe - so, we will keep it in the window sill. We went grocery shopping at Wal-mart today and picked-up a few things. Then to the credit union with the rent check and .50 in pennies. Then to McDonalds for another round of BOGO smoothies and we each got a basic sandwich - me the burger - DD the cheeseburger. It is so hot outside - it is hard to get the motivation to do anything once I am in the house.
Wednesday, July 13, 2011
7/13 Expressions
Frugal deeds for the day: We received a nice rent check from our condo. June and July are usually big months - high rates and high occupancy. Anyway - every bit of it will go toward the HELOC portion of the new foreclosure. The airconditioner was not cooling in the Foreclosure - it was $300 to get it running properly and cooling. The mattress and frames were delivered; as were the stove and fridge. Unfortunately, they did not have the washer and dryer in stock - so, they will be delivered next week. They also forgot the ice maker. So, the foreclosure is coming right along. Today, I earned enough swagbucks to redeem for a $5 Amazon.com gift card :) In addition, while there - I noticed I could get 180 more swagbucks if I ordered a groupon - so, I got a $20 gift certificate for a bakery for $10 - my daughter's birthday is coming up - I think it may come in handy.
Tuesday, July 12, 2011
7/12 Expressions
Frugal deeds for the day: My husband did a great job shopping for appliances at Lowes last night for our foreclosure house. He got a black stove/fridge and a white washer/dryer - all brand new, will be delivered and installed free. Originally, just over $2,000. Yeterday was the last day for 10% on 3 of the brands. Plus, I had e-mailed for a 10% off coupon. Next, he had those discounted giftcards from plastic jungle (saved about $40 on $600 worth) - so, after discounts, he paid $9XX on his credit card. His employer will be reimbursing him just over $1K for closing/misc expenses. So, I figure the rest of the change can go toward paint - and eventually - change out the flooring ourselves - install laminate - hopefully we will be approved for those credit cards to get the $500 Lowes or Home Depot Gift Cards :)
Monday, July 11, 2011
7/11 Expressions
Frugal deeds for the day: I got my first bill for the HELOC on the foreclosed house. I believe they calculate the interest differently - but, I will take it. I owe $1.XX in interest - but have to pay a minimum of $50. I plan to pay more than the minimum - and have several more weeks before the payment is due. I will be marking it into my new little planner. I don't know if we are approved yet, but I signed up for another credit card - it does have a $99 fee - but, for using it once, I can get free flights or a $500 giftcard. I sure hope it gets approved - unfortunately it is with Chase - I already have several Chase cards - so, we shall see. I am going to ask my husband to sign-up also. 2 X $500 (in Lowes or Home Depot) - $198 in fees will go a long ways in the minor repairs we need to make on the foreclosure and we also need to do a few things to our other "permanent" residence before we put it up for sale. So, here's hoping. Other than that - I stopped at the dry cleaners and picked-up some clothes - used the ancient coupon from back of the ancient receipt. And since it was on the way - stopped at McDonald's for the BOGO cold drinks again. This time I went for the Frappe and my daughter stuck with the smoothie. I currently have 12 turkey burger patties in the oven in addition, a spagetti squash, a butternut squash, and a large eggplant. After they all bake, I am going to cook ahead and make several salads and side dishes for the rest of the week.
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