We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Sunday, December 11, 2011
More 12/11 Expressions
Yesterday was our community's luminaria evening - I was so caught-up in "stuff" we missed seeing it. Also, USAA came through again this year, they gave us a nice dividend even though it was tough year for insurance companies. We will appreciate the $. Our paper today had a local on-line estate auction. I spoke with my husband and he told me to go ahead and bid on a few items. The auction ends Tuesday. I put in my max prices - and have already been out-bid. Que-sara, sara - because I am too darn frugal to go any higher - but wish whoever gets the item the best. I feel a lot better this week - we have been eating more healthily (is that a word)? I need to cut the sugar and caffeine and then I can earnestly start the PINK Method - but, I can start trimming now :)
12/11 Expressions
Pictured above are the two towels I have been talking about. The brown bath towel - I got a set of 10 towels on-line with free shipping from Wal-mart on Black Friday for $22.00. So, the embelishments took some of my time and leftover fabric/trim/beads - recycled. The top one for the guest bathroom - a hand towel from JCPenneys, originally $25 - on sale for $12.50 - and I used my free $10/$10 coupon to get it for $2.50 plus tax. Cute hand towel - but I don't think I'd ever spend $25 on it - does that make me cheap or frugal :)
Saturday, December 10, 2011
12/10 Expressions
Frugal deeds for the day: A local cupcake shop was giving away cupcakes for donating items for the homeless. My daughter and I took some canned items and she got a cupcake. Then we each used our starbucks card (she got her own - a mypoints freebie) and then we headed to JCP - with my $10 off $10 coupon. I found a hand towel for the guest bathroom - regular price $25, sale $12.50, minus my $10 - so $2.50 plus tax. Still a lot of $ for a hand towel - since I just purchased bath towels for $2.22 on Black Friday. A bit of embellishment and they become crazy expensive. Then to Earthfare - we had coupons. First, we got an organic lunch - and a free bag of organic sugar. After lunch, we did a bit of shopping of shopping there with some more coupons - we got 2 lbs of ground round for free and a whole chicken. Also, the store brand truffles were on sale, so, I bought a box for $5.99 to add to the mixed nuts I got for my contribution to the office holiday snack session. My daughter and I watched another Redbox - I think the $1 rental has now come and gone. But, I got some knitting in. Now I need to get some cleaning in and get set for the new week.
Friday, December 9, 2011
12/9 Expressions
Woot - have been in an e-mail campaign to keep my daughter in the same high school until she graduates - new one is ready for the next school year. Looks like it works :) Sometimes it really does help to speak-up :) I started sewing embellishments on my Black Friday bath towels from Wal-Mart - $2.20 each - I already broke 3 sewing machine needles - just got 2 packs. Hope I have better luck. On top of that - when I put the machine on the dining table - I pulled a muscle :( I hope to have a few towels finished tomorrow. Mail was good - I got my annual gift for being a mail decoy. This year, instead of cashews - I got mixed nuts. I will be taking them to work to share them for "snack day". I also have a coupon to use at Earthfare - free lb of chuck with a $5 purchase - their truffles are to die for - so, for around $5 - I will get a box of trubbles - to add to the nuts - and I believe I am done gift shopping for the rest of this month. Oh, as a treat for myself - and of course in case we put the house up for sale so we could change school districts - I purchased a house cleaning groupon. It will be nice to have someone else do the stuff I hate at 1/2 the price.
Thursday, December 8, 2011
12/8 Expressions
Public service announcement: you can go through withdrawals/increase your BP if you go cold turkey off of caffeine. Yikes! Monday, I started the P.I.N.K. method - says no coffee - so, I drank tea. I was about an 8-12 cup a day coffee drinker - also, sometimes stopping at Starbucks, etc. Starting Monday - I started getting a really bad headache, could tell my BP was high. Thought it was a fluke - by yesterday, I put in a vacation slip and thought perhaps I just needed to rest. Of course - before the end of the day, I called for a dr. appointment. After taking my blood pressure - which was high - and chatting - turns out I am probably going through a caffeine withdrawal. He told me to wean myself off of the stuff. So, on my way to the pharmacy, I got a caramel frappe - doctor's orders :) - and picked up my modified bp rx and something for my severe headache. Boy, do I feel a lot better - and a bit nutty. I really thought I had some horrible condition - and turns out - it was something I didn't even think about. So, I am enjoying a cup of joe (sans the fancy flavors) - and start weaning tomorrow. So glad I have tomorrow off too - I was having a hard time sleeping because of the pain - so am exhausted. Don't even want to imagine withdrawal pains from anything stronger than caffiene - this was enough to throw me way out of whack.
Tuesday, December 6, 2011
More 12/6 Expressions
Today, I made some progress on the scarf I am knitting for my daughter. Doesn't look like much - but I am pleased so far. Spent two hours at a community meeting regarding re-zoning school districts - extra time to keep my hands busy :)
12/6 Expressions
Serendipity? I ran out of my Ultra Purex and what was waiting for me at the front door? The new Triple Action Purex. I am a Purex Insider, so I get to give the product a whirl :) I plan to post a review shortly.
Disclosure: Purex provided a free sample of their Triple Action laundry detergent so I could write a review. However, all of the opinions expressed here and in any future posts are my own.
Disclosure: Purex provided a free sample of their Triple Action laundry detergent so I could write a review. However, all of the opinions expressed here and in any future posts are my own.
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