We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Friday, January 6, 2012
1/6 Expressions
Frugal deeds for the day: Today I received a phone call - my daughter's contacts are ready for pick-up. At lunch, I opened an item from the grocery store with mold on it - nowhere near the printed expiration date. Normally, I would have jumped in the car and ran some errands. Today, I didn't. The grocery store return will be combined with an errand I need to run later this evening. The contacts, will be picked up tomorrow with some other errands incorporated. So, I got a lot of me time in: made myself a nice breakfast smoothie, took an afternoon nap. I even cooked and did a bit of cleaning without feeling rushed. Took the dog for a walk. The weather is fantastic - and I have enjoyed the peace.
Thursday, January 5, 2012
1/5 Expressions
Frugal deeds for the day: I used at a freebie giftcard for Walmart for gas today - unfortunately - now it is $3.25/gal. Then I purchased a few grocery items. Hopefully, I won't need much else. Most of this weekend, I plan to use giftcards. May be a few $ additional to use coupons at Earthfare and pick-up a few items at Aldi. I am off from my day job tomorrow - and I plan to sleep in and relax. May do some cooking. I was hoping the coupon for a free exercise ball from Sears would print - still can't get it to print. They are probably out of them anyway :(
Wednesday, January 4, 2012
1/4 Expressions
Frugal deeds for the day: Yesterday, I analyzed the condo data provided by the realtor and asked for additional information. I am still waiting. We are hoping to hear from the condo association as to what the next step is. There are some good deals out there . . . Today was a very sad day. Funeral services for a former co-worker - it was sudden. It just reminds you how short life is. Only consolation is that I know this person lived each day to the fullest and enjoyed his time on this earth.
Tuesday, January 3, 2012
1/3 Expressions
Frugal deeds for the day: Since this is the New Year for the Health Savers Account - we refilled rx's on the 1st and order my daughter's glasses and contacts yesterday. Now I've ordered my year's worth of contacts. How's that - I get to borrow someone elses money and not pay interest on pre-tax dollars :) I guess I am easily entertained :) Oh, and I got a dividend check for more than a few pennies today from Starwood. Enough to buy a meal at a fast food joint :)
Monday, January 2, 2012
More 1/2 Expressions
Frugal deed for the day: My former piano teacher - I have kept in touch with her for over 30 years - sent a nice card and calendar. She wrote that her husband is retiring this month and her daughter graduated from college. I wanted to send a nice gift - just a token really. Many places do not ship internationally and if they do - the shipping is outrageous. So, I poked around stores I found through ebates. Finally found one - Godiva Chocolate has a Japan site. And while not cheap, I was able to send a nice gift without spending an arm and a leg for shipping. As a matter of fact, shipping was under $7 :) And while some think it is inconsiderate to send giftcards - my husband's cousin's daughter had a baby last week - I hope they enjoy their baby's r us card :) Maybe I am old and inconsiderate - but would rather send a gift card than drive around a look for something - and then not have it be useful. If they lived in driving distance - which they don't (probably 1,000 miles away) - I would have purchased a practical gift - but practical plus shipping isn't always smart.
1/2 Expressions
Frugal deeds for the day: When walking in the neighborhood yesterday, I saw a yard with a bunch of box gardens - even with vegetable growing. I think that is the new trend - and I want to embrace it. Where possible, I think I am going to use edible plants. The interesting weather has caused Paper Whites to bloom in our yard. They have never bloomed in the 5 plus years we have been here - I alway wondered what the plant was - now, I know. A nice surprise. I have put a few more crafts in my bag - no more wasting time when "waiting" or when I have free time. I am going to do what I find relaxing and productive.
Sunday, January 1, 2012
1/1 Expressions
Frugal deeds for the day: Today, I did refrigerator maintenance. I made a smoothie with strawberries, a bit of pomagranite juice, frozen banana and Greek yogurt. I also made a batch of veggie curry with potatoes, onions, apples, vegetarian sausages. Stir fried garlic, onions, baked potatoes diced, and leftover steak in olive oil. Made a large salad with cucumber, buttery leaf lettuce (bad leaves went into the compost), pecans, juice from about 4 schriveled oranges, a bit of diced onions, and poppy seed dressing. Tomorrow, I plan to buy the minimum to get us through the week with a Wal-mart gift card. Also, we took a nice relaxing walk through the neighborhood. I clipped a few coupons - there were 4 inserts and will take the rest to the office for others to enjoy :)
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