We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Sunday, November 18, 2012
11/18 Expressions
Frugal deeds for the week: I got my 2 $10 CVS gift cards - cashed in credit card points - and printed out 2 .50 coupons for Scott Toilet Tissue - and stocked-up. I should now have enough to last through the end of the year and still have some $ left on my CVS gift card. After a run to Costco and Aldi today to do the minimum stock-up, we are going to spend some time decluttinger to find stuff for the consignment store and donate to AMVETS who will be doing pick-ups this week. Not so frugal, some unexpected expenses have messed with my savings goals. So, I may have to lower my target - but will continue to try to make it until the end of the year.
Tuesday, November 13, 2012
11/13 Expressions
Pictured are the plants I repotted/brought in before the cold, dreary weather hit. We had a frost warning last night - of course the plants have been in place since Saturday. So far, they look pretty happy. I hope I get lemons/oranges next year - I can dream can't I. I hope I get a few leaves of lettuce - and my rosemary seems to be going strong. Hard to see, but, my Aldi Aloe Vera is doing pretty well too. I have yet to use it for anything - soothe a burn, etc. - but maybe that is a good thing. Yesterday, my daughter decided to spend some of her clothing budget at Alter'd State. She took in 3 cans for 20% of regular priced items and 40% off clearanced/sale items. She got a nice assortment of clothing and was very discerning since she was spending her own $.
Sunday, November 11, 2012
11/11 Expressions
Frugal deeds for the day: Last night, I spent a few minutes cashing in . . . my husband cashed in his Chase Sapphire bonus and points for a $432.23 direct deposit. I cashed in points on 2 of my Chase cards for $10 CVS cards. Today, my daughter and went to Michaels with coupon (25% off everything) and gift card and I bought supplies for 2 bracelets - used just under $10 on the gift card. Then we headed to Target - same shopping complex and she used her Shopkick app and we got 2 Venti Lattes for $0 - she had a BOGO coupon and I had a free drink loaded on my card. Then I headed to Dollar Tree and purchased laundry detergent and cinnamon. When we went to the beach last weekend, I purchased an orange tree and and meyer's lemon tree for $9.99 each. So, I found a washtub in the garage and a bit cooking pot - and now have the plants plus some herbs and lettuce/tomato plant growing inside on my 1960's end tables. Tonight, my daughter and I plant get a few free underwear at Victoria's Secret - use the $10 off bras - and get a free Secret Angel card - worth at least $10 at the "Pink Party" tonight. We will also stopped at Bed, Bath, and Beyond in the same complex to see if they sell the Nescaffe Dolce Grande pods - and I am hoping to use a $5 off $15 coupon to get at least 2 boxes of 8 or 16 count. I am dying my hair with box color in a few minutes and giving myself a french manicure before leaving for the event.
Saturday, November 10, 2012
11/10 Expressions
Frugal deeds for the day: Mailbag - got paid in stamps for being a mail decoy. My husband earned his 40,000 points from Chase Sapphire - which can be redeemed for $400 cash or giftcards. We went to a matinee and then shopped a few stores. My daughter got a nice pair of flats at DSW on clearance and $10 off coupon; we got a free small candle from Bath and Body Works with purchase - purchased a $1.50 giftbag. I am going to use a coupon and a giftcard to buy supplies from Michael's tomorrow to make bracelet. I am hoping it will be a great lunch time craft.
Thursday, November 8, 2012
11/8 Expressions
Frugal deeds for the day: I donated blood and am home early. Freebies from the blood donation, a t-shirt, bottled h20, crackers and a couple of BOGO restaurant coupons. Then a health fair was going one in conjunction with the blood drive - so, I received a reusable shopping bag, eye glasses repair kit, toothbrush, and a couple of other goodies. Now that I am home - I have big batch of free tilapia I plan to bake with herbs/tangerines, etc. that I already have on hand - and of course, I have a small bag of sweet potatoes to bake wih the fish. The heat will be nice since it is a cold day. I plan to do some light housekeeping. I have a very long "weekend" ahead of me since I am "off" anyway tomorrow and Monday is Veterans Day. Tomorrow, we are planning to redecorate my daughter's bedroom with things we already have - mainly things we have decided not to use in the condo.
Tuesday, November 6, 2012
11/6 Expressions
Frugal deeds for the week: We made a trip to the beach condo this weekend. Since our condo was booked, we stayed at the Fairfield Inn by Marriott for free - got that bonus for being approved for the Marriott credit card. They had a nice breakfast - and I forgot my toothbrush and paste - and they provided those at the front desk. Then to our condo meeting - and they served a nice seafood buffet - free - but not really since it comes out of the budget. We spruced up a bit, shopped at the Tanger Outlet mall - I used 4 20% off coupons and 20% off at Tommy Hilfiger store for jeans for my husband. The prices were great. On the way down, we stopped at a casino - and ate at their buffet - the food was fantastic. I played $10 - and cashed out $10.XX. My husband lost a few $. But while at the beach, I thumbed through a freebie magazine - and found a $5 free play coupon - so, grabbed another for my husband. We stopped on the way home - and each got a vanilla milkshake for tip and I "lost" my free $5 - and my husband cashed his $5.XX out. We are probably not the clientelle they are looking for. We decided not to use the new bed cover set - so, this weekend, we will spruce up my daughter's room. I just put some veggies in the crockpot - and hope to puree them tomorrow for a creamy soup. The weather is cooler - and the hot soup will make an easy dinner.
Thursday, November 1, 2012
11/1 Expressions
Frugal deeds for the day: Last night, I "won" a coupon for a free Wholly Guacamole product using my listia credits. This morning, I won 20 cokereward points. This week I received my $78 in Staple rewards - and was thinking it would be great to use them to buy gift cards? At lunch, I finished a crochet project. I got invited to a buffet and a limo-ride to see a local builders homes. Hmm, would it be bad just to tour the home for informational purposes - with no intent to buy? Omaha Steaks sent me a nice deal - and I took them up on it. Wow - never had them try so hard to up-sell me. Must have gotten a great deal? I was shocked at so many Trick or Treaters that showed up. All the chocolates are gone - as were most of the suckers.
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