We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Thursday, September 30, 2010
9/30 Expressions
Frugal deeds for the week: Tonight I attended the free Martha Stewart class at the Home Depot. We were given organizers, a booklet, and 20 cokerewards points. I had 10 points in my account, so plus the 20 points gave me enough to order another coupon for a free 20 oz drink. Yesterday at work, there was a work function and a local business provided a nice, healthy free lunch and drink, and lots of other sponsors provided freebies. I am "off" tomorrow, so, I will organize my coupons/deals and go grocery shopping in the morning. Saturday, our town is having a street festival - so, we may attend that. I also scrounged around the house and found all the supplies necessary to upcycle the flipflops I purchased for .75. I was inspired by a design I found on a craft blog. So, that and finishing off two pair of knitted slippers tomorrow - and may be a bit of deep cleaning should keep me plenty busy - after a I sleep in a bit :) Oh, and good today only, I used the code WOW for 90% off and went thru mypoints and ordered 2 more $25 off gift certificates at Restaurant.com - they were $1 each.
Sunday, September 26, 2010
9/26 Expressions
Frugal deeds for the day: If you have a Murphy gas station - the one's around here are at Wal-mart - and you use them - you might want to go to http://www.murphyusa.com/ and sign up for their e-offers - last time in an e-mail - I got a coupon for a free Dr. Pepper - listed the code on Listia and got over 400 credits - and my husband drank the drink. Today, I got a $1 off $20 in gas coupon. Nice to get a little break on the gas every now and then :) I also printed out a $5/$25 coupon from Rite-Aids video rewards program - so, while I purchased some Diet Cokes for my husband (even though he prefers Pepsi) and some dental hygiene products with coupons - I got a bunch of a total of $9 in Up-reward cash to use - and I did - took 3 transactions - but I now have Halloween candy and we each got a pair of flip-flops (clearanced for .75/each) to wear on our beach vacation. This year, my daughter's math team decided to "make" their own t-shirts - buying all of the supplies from Michaels - she has a 40% off one item from the newspaper that was delivered and she printed a 20% off her total offer for the rest of the items. Hopefully, she will grow-up to be fiscally prudent :)
Saturday, September 25, 2010
9/25 Expressions
Frugal deeds for the day: This has been a "winning" 24 hours for me :) I won a pair of concert tickets - so, we are going to try to make a weekend of it during that week. I also cashed in some swagbucks for a $5 AMAZON gift card. Yesterday, I did the deal on the Bamboo website - posted just about everywhere - and got 3 Bamboo cutting boards for under $7 shipped. I plan to keep one, use one at the condo, and give one away. I also found another $10 off JCP code. I went through mypoints and ordered 2 "quilted" King Sized Shams - "regular" price $55 each - got them for under $10 shipped - they will go to the condo when we do the annual "update"/maintenance. They will add a nice touch. Oh - and no jinxing - but the stock market was very nice to me yesterday :) Still below highs of 3 years ago - but maybe within sriking distance. And my daughter wants to use "her" money tomorrow to get a pair of jeans at the GAP today only between 12-3 PM - 50% off if we say "FLASH" at check-out.
Friday, September 24, 2010
9/24 Expressions
Frugal deeds for the week: Don't forget - tomorrow is freebie day at many museums - check-out my post from a couple of days ago for a link to get tickets. My daughter and I will also be going to the "beauty school" to get our hair "done". I hope to rental a few Blockbuster Express DVDs for free this weekend. Dinner tonight will be take-out with a gift certificate - taxes should be the only additional money out. This has been a great week for freebie magazines - got another one today. I am almost done knitting a pair of slippers for my daughter and then will start on a pair for myself!
Thursday, September 23, 2010
9/23 Expressions
Frugal deeds for the day: I noticed a lot of complaints about the GCCF reducing claims substantially - that was not my case. Mine was reduced less than 1.5% - but I submitted 69 pages of documentation. BP paid 45% and were really slow. I think GCCF's mistake was publishing such short timelines in the beginning. Believe me, the longer it dragged past the published dates - I expected the worst - more of the same of BP. So, while I was not happy about the time it took, I was happy with the results in the end. I got the diamond pendant from JCP. It was sent by Fed-ex and it comes with a thin silver chain (I was not expecting that) - so, I am extremely please with and know my daughter will be too. I received coupons to receive a free pr of panties from Victoria's Secret. I was going to say the stock market looks like it was headed in the right direction - but must have jinxed it again ;( The rental agent said she has a potential renter for the house that is being vacated by the divorcing couple. So far, the IRS has not cashed the check I sent - I am sure it will be soon. Have started receiving property tax statements.
Monday, September 20, 2010
9/20 Expressions
Whoo hoo - the Gulf Coast Claims Facility paid our claim today!!!! Although it took longer than originally stated - the service was much better than BP :) Ken Feinberg is doing a better job than BP in my book!! Thanks!
9/20 Expressions
Frugal deeds for the day: Just ordered a $119 + shipping gift for my daughter for $22.39 shipped - a diamond (small chips) and sterling silver skeleton key - went through mypoints to JCPenney the pendant is on clearance - used a $10/$10 code - do a google search - there are several that are valid. I wanted to get a pair of shoes - since shipping is free on shoes - but none in our size. Also got a freebie thermos in the mail - very nice. Stock market was nice today - not jinxing I hope :) I found out I am getting a small - but very appreciated bonus in my next check. Also, fed-ex just brought free samples of dog food - I think the dog is going to like it :) And, I signed-up for free tickets to a nice local museum for this Saturday - you might want to check it out too: http://microsite.smithsonianmag.com/museumday/admission.html?2010
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