We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Wednesday, November 30, 2011
11/30 Expressions
Frugal deeds for the day: Today, I picked up my order from Wal-mart - free shipping to the store. I got a new blender and a $5 Statement Credit from Amex. I also purchased 2 pizzas that were 3.49 each and I had a $2 off 2 coupon. After I got home, I remembered that I had a store ad from a competitor where the pizzas were $3. Could have saved myself some change. I guess I have too much on my mind or am easily distracted. Oh, and I got 2 cheeses and a box of organic pumpkin seed, etc. crackers for just over $10 and will be sending in for a $6 rebate. I need to get organized. Tomorrow will be a short day at my day job. And, I will be off Friday.
Monday, November 28, 2011
11/28 Expressions
Frugal deeds for the day: I won a Shop-runner membership, a $2 Dunkin Donut giftcard and a $10 statement credit from Amex today. Of course I did a bit of Cyber Monday shopping. I also ordered the P.I.N.K Method after watching Dr. Phil this evening. I still have the same 20 lbs to lose.
Sunday, November 27, 2011
11/27 Expressions
Because of the generosity of swagbucks this week - I got 21 swags several times this weekend - I was able to cash-in for another $5 Amazon e-giftcard :) I found a few more pennies - and now have a .50 roll to cash in at the bank. I stopped at Wal-mart and got 5 yards of light yellow fabric - to trim the window curtain I am planning on making for $3.21 in the remnant bin. What I don't use, will be used for a pillow case or two.
Saturday, November 26, 2011
11/26 Expressions
Frugal deeds for the day: Mail call - more freebie magazines - even a financial one - Kiplingers. We went out for breakfast with a 1/2 priced gift certificate; bought lunch items for my daughter at Target - I thought the giftcard had $5 on it - it had $15. Went to the Art Museum with our pass and saw the new exhibits. Then to the consignment store - they aren't taking anything - sure hope they aren't closing. Then to Wendy's for free Jr. Frosty's. Stopped at Aldi for a few vegetables. Then to my dad's to drop off some desserts. It has been nice to have a really long weekend. Added: I made a crockpot full of turkey white bean chili - turned out delicious. Tomorrow, I will make a turkey salad and the carcass will go in the crock for broth. My daughter found a rebate form for $6 back on a $10 or more purchase of turkey, ham, or deli platter. Mailed mine in.
Friday, November 25, 2011
11/25 Expressions
Frugal deeds for the day: Mail call - Starbucks gift card and rebate check from credit card companies. Yes, I did some "Black Friday" shopping with my daughter this a.m. I have not shopped it for years - but today happened to be my "off" Friday - so, I gave my husband a break and headed out at 4:30 this morning. We really didn't encounter crowds - a good thing. I got my dad a discounted Nook for his gift this year. My daughter got some great discounts - 50% off clearance items at Anthropologie to round out her winter clothing wardrobe. I got my beloved Wallflower refills at Bath and Body Works and they let me use the $10 off $30 coupon - and still get the $20 tote w/products even though it brought my balance before the tote under $40. We got a free accessory (scratch card) at one store, free muffins and hot apple cider at another - Anthropologie gave out treats while we were in the check-out line. Then to Steinmart - we mainly got household items - heavily discounted and used a coupon on top of the discount. Then to Brueggers - got the $25 gift card, get $5 free bakery items. Got a half a dozen fresh bagels. No crowds, no pushing. So, either the media was wrong about record crowds, or we went to the "wrong" places - but it wasn't bad at all. Oh, my daughter really wanted a $55 cologne for $10 at Sephora - she got it. Last night I shopped at J C Penney. I got a luggage set shipped for free to my brother - one for us for this summer's trip to France, and a donut maker ($9.99 after rebate - for my dad). The luggage sets were $39 for a 4 piece set. Our's are torn-up and the freecycle ones I got are too heavy.
Thursday, November 24, 2011
11/24/11
Happy Thanksgiving. We had a nice peaceful day. No fuss, no muss. A nice nap. Hope the same for all. Trying to stay out of the Black Friday fray. We shall see . . .
Wednesday, November 23, 2011
11/23 Expressions
Frugal deeds for the day: Yeah - I have a long holiday week/weekend. Will I indulge in Black Friday? I'd rather not - I like cyber-Monday better. Although, I think I am pretty set when it comes to holiday gifts this year. I have not even checked the stock market - I hope it was kinder, and gentler this holiday weekend. I need to get cooking on some side dishes - and eat, laugh, and relax tomorrow.
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