We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Thursday, May 31, 2012
5/31 Expressions
Frugal deeds for the day: This was a 3 paycheck month for me. Thank-goodness my husband and I are on different pay schedules :) My daughter has been listing a few items here and there on half.com, ebay.com, and listia.com. Still just plugging along. I started to knit a winter sweater for my daughter with yarn I won on listia.com - should be ready by this winter. Thought it would be a great project for our France trip. The weather has been hot and muggy - defintely frizzy hair type weather. Thank-goodness we are expecting rain this evening - not only to get rid of some of the humidity - but also to water the plants. My "garden" is coming along - as are my flowers. Gladiola bulbs that I planted several years ago that didn't bloom last year - and bright and cheery this year. There are lavender and white with a tinge of red ones out in the yard . Still need to work on paring down "stuff" - never know when one may want to move, retire, downsize, what-ever :)
Wednesday, May 30, 2012
5/30 Expressions
Frugal deeds for the day: Tsk, tsk . . . it finally happened. Even though I was pre-selected for the Kroger card - to receive $100 for spending $200 - my application was rejected - because - something to the effect that I had too much available unsecured credit. Very, very, sad. May be they've realized I am a serial credit card opener - and spend what I "have" to - and then go back to my favorite card. In any case, I am shocked - but not too sad. So, for a pick-me-up, my daughter and I baked cookies this afternoon - a batch of peanut butter and a batch of white chocolate chip. I also made a batch of Tzaziki and we ate some with manager special organic blue corn tortilla chips .99/bag. I also "won" a SAT interactive handheld thing for my daughter to lug around - great way to use free time - don't you think :) Hopefully an increase in SAT score will be a decrease in my $ outflow. I also "won" 3 pairs of jeans for her. Both of these were free shipping - so, no $ out of my pocket :)
Monday, May 28, 2012
5/28 Expressions
Frugal deeds for the day: My daughter and I made it to our mani-pedi - we both picked "loud" colors. Afterwards, we drove through Burger King for a $1 caramel frappe. We had plenty of leftovers for meals and I even froze some future meals. I did a bit of refrigerator maintenance as I chopped green peppers and onions and froze them for future use too. My husband took the old knife set to our foreclosure house and I opened a set I bought a long time ago for a pittance on Amazon.Com. Nice and sharp - made chopping veggies a bit more enjoyable - sounds a bit macabe doesn't it. I listed a few more items on listia.com and ebay too. My daughter found some more clothes/shoes to take to the consignment store. This decluttering is fun.
Saturday, May 26, 2012
5/26 Expressions
Frugal deeds for the day: Pictured are a few things I accomplished today. I finished the guest towel with scraps of fabric from a thrifted dress - from days gone by and the lace from the linen box I got at the auction. Next to it - the strawberry cobbler for tomorrow. I also made 2 batches of cookies - white chocolate chips (manager's special from Krober) and peanut butter. The potato salad is done and I got some more of the throw completed. I listed 2 more items on Listia and my daughter took 11 items of clothing to the consignment store. Just watched "Joyful Noise". So nice to have a very long weekend. I have several painting projects I need to get done - maybe I will finally get to them.
Friday, May 25, 2012
5/25 Expressions
Frugal deeds for the week: This week flew by - and I really didn't blog much. I did "frugal" things - but nothing really exciting . . . maybe that is what being frugal is about. Just minding the money. So, I minded it - but, in a way to have some "fun" . . . this week on Groupon, I purchased 2 1/2 priced mani-pedi certificates. $40 for both. I had been "Jonsing" for a pedi - now my daughter and can get one together. I was talking with an office-mate - she did not get in on it in time. We called and the earliest we could get in was Monday - Memorial Day. Today, I finished out my BBQ shopping. My dad is coming over on Sunday. Today, I purchased more meat - 4 Angus sirloin steaks - discounted to just over $6 and I had a $1 off $6 coupon. Also purchased some split chicken breast at .99/lb. I purchased a bag of Vidalia onions for .69 a 2 lb bag at Aldi and a whole watermelon for $3.99. I will be making potato salad, strawberry cobbler (a hit with my family - and I still have plenty of the .49/qt strawberries in the freezer). I also plan to make several types of cookies - probably chocolate chip and peanut butter since I have the ingredients - and want to send some home with my dad. I also have baked beans in the freezer. And I have plenty of veggies - so maybe a green salad. We also bought some veggie burgers for the vegetarian in the family. So, this week, I went $10 over my grocery "budget" - but we should be able to cut back next week since we will have lots of leftovers - surely some of it will go into the freezer. I also won some more coupons on Listia - 2 coupon for Rudi organic bread - any, and some more Vosko yogurt. We love that Greek yogurt - but the price is pretty outrageous for some it - regular price that is. I grab the "manager's special" price - the best I have found so far is .25 a cup - and free with coupon. Tomorrow, my daughter will take a load of clothes to the consignment store. They just expanded to take men's, girls, boys, teens. I also hope to list more stuff on listia. Want to get rid of stuff - and win more "consumable" items - like yogurt :) Oh, and we got a few drips and drabs of money this week - sale of a book on half.com and the sale of an item on Amazon.com. Oh yes, and my rosemary and thyme are thriving - had some today in a potato/onion fry earlier today - yum. Oh, and one other thing - got several things in the mail this week that I need to follow-up on. Class action lawsuit notices - Deepwater Horizon, Groupon, RCI, Tribune Stock, and I am thinking 1 more. I need to fill-out some paperwork and maybe something will come of it . . . would be nice to add to the college fund.
Monday, May 21, 2012
5/21 Expressions
Frugal deeds for the day: Today, I went through the mail and almost threw out a credit card offer from Kroger. May be I am a bit of a credit card snob - but their offers to date have not interested me. $10 or $25 bonus - pffffft. But this offer was $100 if I spent $200 in 30 days - 50% is not bad - and when I called to apply for it - they said another bonus is .25/gal of gas for the first 90 day usage of the card. Yup, I bit - hook, line, and sinker especially since there is no annual feel - and I am sure I can spend that much in fuel and groceries in 30 days - of course as always - I will pay it off in full. My daughter and I had a nice, cheap, and easy dinner. Breakfast for dinner to be exact: 2 eggs over easy on a bed of baked potatoes/onion/lots of herbs and spices pan fried in olive oil. Yum - and really filling too. Today, I wore an entire outfit (okay - not underclothing or shoes) from the thrift store. I doubt I paid more than $10 for the 3 pieces - and as a bonus - I got plenty of complements. I did confide in one frugal-lite - that I got the outfit at the thriftstore and she was amazed. She asked for the name of the place - so, I may now have some competition - not really - since I got enought to last a whole long time. The other people, I just smiled and said thanks!
Sunday, May 20, 2012
5/20 Expressions
Frugal deeds for the day: Pictured is the flower arrangement my husband made. The flowers from Kroger last week are still going strong - but the white lilies from the yard were on the ground from heavy rain. So, my husganded a few roses from the yard and an orange lily and came up with the above arrangement. I did put the stranded rose in the vase . . . and now I notice the deck sure could use another refinishing or power wash. Today, I plan to see if I can find discounted tickets for visit to Paris. I need to make some salads for lunches this week. I also want to give myself a mani-pedi. My feet look so rough - I may splurge and go to one of those express places later this week.
Subscribe to:
Posts (Atom)


