We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Wednesday, February 27, 2013
2/27 Expressions
Frugal deeds for the day: Mail call: free box Nescaffe Dolce Gusto pods - chai latte, shampoo samples - L'Oreal, and a coupon from Bath & Body Works for a free PocBac. All useful wants for free :)
Tuesday, February 26, 2013
2/26 Expressions
Frugal deeds for the day: Not so frugal - someone left a light on in my car. I called my insurance's roadside assistance - I think we pay $3 per year for it - cheaper than AAA - and an hour later, I get assistance - "free" of charge. I also finally went to the Dr. I filled 2 rx's for under $4 - waaay less than the OTC I took that didn't help. And, I stopped for another BK .25 iced coffee - yum.
Sunday, February 24, 2013
2/24 Expressions
Frugal deeds for the day: Next month is my birthday month - and coupons have already started rolling in. DSW sent me a $5 off coupon - and my daughter and I went to check-out the clearance section - my daughter found a pair of Madden Girl shoes on 80% off clearance - and with my $5 off, she got a really cute pair of shoes for under $4 including tax. Then to Victoria's Secret - who sent me a $10 coupon. We also had one for a free pair of panties. So, my daughter found a really cute sweatshirt on clearance - with the coupon, she got the panties and sweatshirt for $11. And, since I used my VS card, they gave me a secret angel card (worth a minimum of $10) early for spending more than $10. Then to Kroger, got another Dolce Gusto pod box, and entered the code, and redeemed for a free box that will come in the mail. I forced myself to go to hot yoga - even though I have been under the weather. Breathing in the humid air did me good - and I actually feel a bit better. I had a low savings goal this month - after the disasterous January - that we save a big goose egg. I am happy to report that I made the goal. I even deposited some change, small rebate checks, etc. to get there - but get there we did. I sure hope we go a bit better next month. I have decided to lower my expectations - and make a yearly goal - instead of monthly - and hopefully be happily surprised at the end of the year. Oh, and on the way home, we again enjoyed a small iced coffee at BK - just .25 plus tax until March the 10th.
Friday, February 22, 2013
2/22 Expressions
Frugal deeds for the day: I got a $10 gift certificate from Victoria's Secret. My discounted paid with ebay earned pal gift cards: Wal-Mart, CVS, H&M. This week with $1 internet printed coupons, I got 2 boxes of West Soy Milk and at Target, I got 2 bags of frozen veggies - I also got the soda addict a free 12 pack of diet Coke with a coupon I redeemed at mycokerewards.com. Nice to have the weekend to relax to get over this cold. I also have a rebate check for Costco - so, will stop and get a few items tomorrow. Although I got almost everything at Aldi at lunch today - in my cold driven stupor, I forgot a few items. So, I will make a stop there also. I already have a plan. The dog will go the livingsocial groomer, Costco, Aldi, then home.
Wednesday, February 20, 2013
2/20 Expressions
Frugal deeds for the day: So, I am not feeling well - and although I took a frozen meal for lunch to work - while rummaging through my wallet - I found my last $5 off bounce back gift card from Macaroni Grill. So, off I went, I got the pick any three combo for $10.50 and hot tea. Yes, without tea, it would have been a lot more frugal - but, like I said, I wasn't feeling well. I ordered 2 lovely 1/2 paninis and a chopped salad. I asked for a to go box up front. As soon as the meal came, 1 panini and 1/2 the salad went into the box. So, for $10, I got 2 nice meals and a hot tea. With my receipt was a code to take a short survey - 2 questions - and get a $5 coupon code. So, I took the survey and will probably give it a whirl some time in te next couple of weeks.
Tuesday, February 19, 2013
2/19 Expressions
Frugal deeds for the day: Today's mail was rebate day. I got checks from: e-bates, organic hair conditioner company, and Costco credit card. I got a refund from Groupon (Groupon credit) for the massage I booked - but the place appears to have shut-down. (This is my first bad experience with a Groupon vendor). Stock market was nice to us today :) I stayed home as my coughing kept me last night. I ended up going to Wal-Mart today to stock up on some OTC and tissues. Am planning to drag mysef in tomorrow. I think I am past the contagious stage.
Monday, February 18, 2013
2/18 Expressions
Frugal deeds for the day: I am "off" today and I had many good intentions. Sadly, a cold, or something along those lines has set in. Good thing I have a few cold remedies I got "free" after ECB or some sort. Throat losenges are comforting right now. Yesterday, I started sewing on the quilt I am making for my father - 1/3 finished with the sewing - I am hoping to make more progress today. I planned to go to yoga this morning, but decided to rest instead. I went yesterday evening and the humidity in the room actually made it easier to breath - so, I may try for a later time today. I wanted to stop at the library to check-out a book - but they are observing President's Day. So, I took my Lean Cusine coupons and stopped at Wal-Mart - I finally had enough points to redeem for a nice lunch bag and kitchen towel and scrubbie. I sold 1 item on ebay last night and have 1 more item listed. Looks like property values are rising as a neighbor just listed their house for a decent price. I will keep my eyes open to see how long it takes to sell. We may try to sell our's this summer, if not, next summer for sure.
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