12/27 Expressions

Frugal deeds for the week:  We had snow for Christmas - so, we postponed our Christmas lunch until Wednesday (for my dad).  It has been great having this time off and for the most part - after our condo maintenance trip, I have been lounging.  Today, I started deep cleaning - to get ready for the New Year.  Believe me, I still have a long way to go - and I have the family pitching in.  Tomorrow, my daughter and I are having a "Girls' Day Out".  We are going to touch up each other's hair, do our nails, etc.  My daughter has been invited to a NYE party, so, we will be making cranberry scones, raisin scones, and will include a bottle of grape juice sparkling cider.  This Thursday, when we get paid, we plan to pay-off the rest of our HELOC.  We will start the New Year off totally debt-free again - no HELOC, or any other kind of debt.  Last week we got our retirement accounts in order - now, we need to concentrate again on the education fund for our daughter.  My New Year goal is to have the education fund to $XX dollars.