We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Saturday, September 24, 2011
9/24 Expressions
Frugal deeds for the day: Early this a.m., I had an appointment and my daughter went with me. Then we headed to Plato's with a box full of stuff. (Only 1 item was sold for a little pocket change for my daughter). Then we went to Costco - easy, peasy, I gave them my $18.XX check and they handed me $50 in cash for being an Executive member. I also bought organic salad mix for my lunches this week $4.29 - and my daughter got a large bag of Kettle corn. We also purchased a baked sandwich type thing - and split it between the two of us for our lunch - we ate it in the car with our own water. Then we stopped by Starbucks with my giftcard and had a drink - sadly, no grounds at this one. Then we headed to Rite Aid. I had $13 in UP rewards to spend. So, I got a multi-vitamin and my daughter decided to try biotin. To spend up the rewards, I also purchased a box of black/orange pekoe tea - 80 bags for $1. After UP rewards, I paid $1.35 out of pocket - mostly for tax. Since we were close to home, we stopped, and unloaded and picked-up our Kroger receipt that we forgot. We then headed to Lowes with my discounted gift card and we purchased either 50% or 75% off plants - 2 grapes, 2 blueberries, and 2 roses. Then we also got paint for the bathroom - wow, when did paint become so expensive. 1 gallon of paint, and 1 gallon of primer = $55. We did look at the oops paint - there were only about 5 and none of them were what we were looking for. Then we headed to Kroger. Got our chapstick and a price adjustment - charged $6.99 for a $2.99 item (had a $1 off coupon too). I asked about their policy to give the first mis-priced item for free? They said that only applies to items under $5 :( Well, we scoured the store for manager specials and we scored: veggie tray for $1.99, speciality whole wheat bread .99, large prepared salad for $2.49, portobello mushrooms .50, and button mushrooms .50. Then we went to the "International Market". We noticed that an "Indian Spice Market" store had opened. Wow - I got a sandwich size bag of whole cloves for $1.99. Last year I looked for the stuff in the store and I swear, it was around $9 for a small bottle. I wanted to use them for pomanders - but for $9 a bottle - and I seriously doubt it would cover an orange - I didn't attempt it. But for $1.99 - I will be trying it. Also got cinnamon sticks for around the same price too. Went to the international market and got 6 plums for $1.29, other fresh veggies and frozen items on sale. Then we got home - and picked up the mail. Rent check - I wasn't expecting much since our townhouse needed a new stove/installaltion/removal - plus, we only wanted a glass top. Even so, we got a nice check. So, I will have enough to pay off the HELOC without any problems. However, I found 2 more short sale beach front properties we are interested. The realtor is looking up rental and comparable information. I am thinking I may want to only pay 1/2 the HELOC and pay the other half next month because the interest will be less than $20 - as we may need some "earnest" money if we end up making an offer . . . now, my daughter and I need to get some work done around the house. The weather is gorgeous and comfortable. Instead of going to the "Y" - we will walk the dog for exercise.
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