We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Thursday, September 29, 2011
9/29 Expressions
Frugal deeds for the day: We are gift card rich! Today I received both batches of gift cards from Citi Thank-you Points! Woo hoo, we have our 10 $100 Wal-Mart Gift Cards and 2 $25 Panera Gift Cards. So, we are going to try to stretch them as far as we can so that we can save more of cash income streams. I am hoping we can live off of 1 of my husband's bi-weekly pay checks (to cover expenses for both households) - so, it will be fun. Tomorrow, I will pay off the HELOC. I still need to plant the discounted Lowes plants. We have a yard sale to get ready for. Not sure how much more excitement I can handle. Today, I dropped some clothes off at the dry cleaners - with my coupon. Since Rite Aid is close by, I got enough toothpaste, toothbrushes, and body wash to last the next 3 months. I would say after coupons and UP rewards, I may have spent $8 total - half of that would be taxes. I have a stash of stuff for DH to take to our "other" house. We need to save to pay property taxes by the end of December and I want to beef up my daughter's education fund. Still want to keep my eyes open for 1 more beachfront property - but it has to be deeply discounted before we plan to jump. I am so glad I am "off" from my day job tomorrow. I am also thinking about planning our next trip. I just checked on-line and I have enough Southwest points for the three of us to fly to Los Angeles. It would cost $30. No baggage charge, etc. So, if we have enough hotel points, we may go over Thanksgiving break. My husband has relatives in the area - and there are things we want to do.
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