A Frugal Mom's Financial Expressions
We are a family of three in transition. We spent years being frugal and are now at a crossroad. We'd like to retire from our day jobs in two years or less. Our retirement goals are to provide our daughter with the best education she desires; travel; and find new careers - perhaps part-time that we really enjoy. I hope to post both "frugal" and "personal finance" information. NOTE: I am not a professional on either subject. My posts are purely entertainment :)
Saturday, May 18, 2013
5/18 Expressions
Frugal deeds for the day: we sold some stuff at the yard sale and made some $. We had a nice lunch with my dad - home made by me. Although I made fresh pineapple/strawberry crepes - my dad brought over a nice German chocolate cake. Too tired to do much more today. My daughter and I did do some shopping. We went to Sephora and used some of our bonus points for 2 products - no money out. Then to Anthropologie where my daughter used the rest of her gift card. Then to Victoria 's Secret for 2 free pairs of underwear and 2 pair of yoga paints - after sale and coupon - came out to $10 a pair. My husband is at Home Depot with my discounted gift card to buy faucets for our bathroom sinks as we will have granite installed this week. Note to self: next time my home needs to be updated - do it sooner - rather than later so that I can enjoy the fruits of my labor - rather than just the new buyer. Hopefully my house will sell quickly. One around the block sold in 3 weeks.
Friday, May 17, 2013
5/17 Expresssions
Frugal deeds for the day: Tomorrow is the community yard sale - and the weather is not really cooperating - so, we have set up our wares in the garage. Our point is to get rid of things - hope they move quickly. Then, instead of eating out, I am making a nice meal for the family and my dad. I have a nice job offer - waiting for the paper work to catch-up. I will be in the same state as my husband. We are starting to see the light at the end of the tunnel. Woot on the stock market :)
Thursday, May 16, 2013
5/16 Expressions
Frugal deeds for the day: It doesn't hurt to ask the grocer if you can still have the sale a day after it ends. Lobster tails were on sale for $5/each. Today, the price was $7.99 - I asked if I could get them for $5 - sure enough I could - and the lady behind me ask for a couple herself :) My daughter and I finally have been going to the community gym - part of our HOA fees. Today, while out and about running errands - I used my sticker card for a free large McCafe - not healthy, but sure yummy for a warm day - and free :)
Sunday, May 12, 2013
5/12 Expressions
Frugal deeds for the day: Happy Mother's Day! My husband made breakfast - and I have agreed to go to a Chinese Buffet for lunch - w/10% off coupon :) Otherwise, I will spend the rest of the day painting and do other chores around the house to keep our maintenance/decorating bill low when we move. DH is going to the Dollar Tree to see if they have painter's tape and sand paper for a $1 a pack. If not, he will get them at Wal-Mart which is right next door. I took a vacation day tomorrow. Although the lady that writes estimates for the granite counter tops for the bathrooms won't be here until Friday morning - I will be checking out the 3 $29/sqft granite at the store. I just need to keep moving to make sure we get as much stuff that we can done DIY, before starting to fork out cash. But, I have a plan in place that is reasonable.
Friday, May 10, 2013
5/10 Expressions
Frugal deeds for the day: I got my hair cut/styled, eye brows waxed and a French manicure at the beauty school. Then to Aldi - I picked up several things - but the .99 strawberries were the hit of the day. I just made crepes for dessert - used the recipe in my old Betty Crocker cookbook - and used whipped topping from Aldi also. I "won" a sticker filled card for a free McCafe at McDonalds, and a $5 Best Buy card on Listia. Then, I took a few broken pieces of jewelry to be repaired. I "won" some Mikimoto pearls - necklace was broken - but there were 31 pearls and 1 on the clasp - just in eye balling the pearls - the jeweler stated they were worth about $200. I am paying $38 to get them re-strung into a bracelet for my daughter. My husband bought me ruby earrings ages ago - he said he didn't pay more then $100 - one earring needed repair - cost $20 - she estimated the earring by itself was worth $300. My husband was shocked. I found a few more items to put into the yardsale.
5/10 Expressions
Frugal deeds for the week: The rain is not cooperating - but the hedge trimming, house trimming work is suppose to start today. Since the work is being done/managed by a tenant in another house, my husband was will to pay a higher price - based on his reputation. However, the other bidder offered to paint the front door - and this one didn't - so, my husband is going to ask if he can throw that in. I am "off" from my day job today - so, I have an appointment at the beauty school to get my hair cut - $15 plus tip - and a free manicure since I booked in advance. Not too shabby for a pre-mother's day pampering. So, since we are probably moving - instead of eating out, I asked if we could just get some work done around the house - and have breakfast in bed :) This weekend, I will work on getting "stuff" together for the community yard sale next week and go from there. Lots of stuff to do. I have already started submitting change of address forms - those freebie postage stamps I get from being a "mail decoy" sure come in handy.
Sunday, May 5, 2013
5/5 Expressions
Frugal deeds for the day: To get ready for a move, I have cleaned out all recycled items out of my kitchen cabinet - like aluminum pie tins, butter tubs, etc. They are now all in the recycling bin. I have started cooking out the fridge/freezer/pantry in earnest. I sold a few items on ebay. I have slowly started filling out change of address forms. Freebie for the day: while at Books-a-Million - I received a sample of the their new Sea Salt Caramel Frappe - yum - and sample size was enough. So much to do, I just need to keeping putting one foot in front of the other. I realize I could always pay someone to do some of the things around the house - and we will hire professional help where needed - but being a frugal sort - I'd like to save myself a bit of $.
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