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Frugal deeds for the day:  Today, we made an appointment for the dog and got her groomed at Petsmart and used the rest of the cheap giftcard.  Also shopped at Kroger and Wal-mart with lots of coupons for some health and beauty items - toothpaste - Colgate $1 less .75 coupon, etc.  Panera bread, my daughter and I signed up for their rewards card and each got a free pastry this morning.  While there, we went to Victoria's Secret and got a free pair of panties, used the 20% of pretty much anything in Ulta and my daughter used the last of her GAP gift card (from signing up for the AMEX card) and got 2 shirts for about $2.50 out of pocket after the gift card since they were having an additional 40% off sale items.  We ate lunch at a Thai Restaurant with a BOGO coupon.  Sadly, we could not find the Triple Chocolate Hot Cocoa at Arby's - we tried 2 Arby's in the area and neither had the item.  So, that freebie was a bust.  Not to jinx ourselves - but the stock market has been ver nice to our 401K equivalent accounts.  Added:  my daughter's smartphone will not hold a charge for more than 2 hours.  We stopped by T-Mobile - and inquired about replacement batteries.  The sales representative told us that since we are now pay-as-you-go, the battery is not covered.  He told us we should be able to order one for about $5 from Amazon.Com - and he was right.  Instead of the $5 one, we ordered the $7.XX one - no shipping costs and I used my Amazon.Com credit.