1/10 Expressions

Frugal deeds for the day:  Today, I check my 12 month return for my retirement account.  Instead of lifetime funds - I came up with my own mix - my mix created a 2% return.  And while I am not totally exhuberant about that percentage - it could have been worse.  So, for once :) , I am glad I listened to my husband and went conservative for once.  He probably did a bit better than I did, because he went even more conservative.